Banking & Finance Lawyers
Our banking and finance law team possesses extensive experience in providing tailored legal services for a wide range of financial transactions. We cater to diverse clients, from ambitious start-ups and growing SMEs to established large corporations. Whether you're navigating complex financing agreements and loan documentation or require assistance with security arrangements and debt recovery, we are here to guide you.
We regularly advise on both straightforward and intricate financial structures, ensuring every agreement is meticulously drafted to be clear, enforceable, and compliant with all regulatory standards. Our expertise extends beyond transactional work to encompass work on unfair contract terms, customer complaints, and dispute resolution. In all matters, we prioritise cost-effective solutions and swift resolutions to protect your business interests.
Our lawyers’ deep understanding of the banking and finance legal landscape allows us to deliver strategic, personalised advice. We act as trusted advisors, protecting our clients' interests at every stage of their financial journey.
Here's how we can help
Financing Agreements: We assist with drafting, reviewing, and negotiating various financing agreements, including loan agreements, credit facilities, and security documents.
Loan Documentation: We ensure your loan documentation is comprehensive, accurate, and compliant with relevant regulations.
Security Arrangements: We advise on various security arrangements, including mortgages, charges, and guarantees, to protect your financial interests.
Debt Recovery: We provide effective debt recovery solutions, including negotiation, litigation, and enforcement proceedings.
Unfair Contract Terms: We identify and challenge unfair contract terms, protecting your rights and ensuring fair dealings.
Customer Complaints: We assist with resolving customer complaints and disputes, minimising reputational damage and legal risks.
Dispute Resolution: We offer alternative dispute resolution options, such as mediation and arbitration, to achieve amicable and cost-effective solutions.
Get in touch
To get in touch with our banking & finance lawyers in Melbourne, fill out the form below or give us a call: +61 3 8600 6000
Located in Melbourne CBD at Level 28, 140 William Street, Melbourne. Servicing all Melbourne suburbs online and within a 15-minute drive for: Melbourne CBD, Carlton, Fitzroy, Richmond, South Yarra, St Kilda, Brunswick, Collingwood, Prahran, South Melbourne, North Melbourne.
Frequently Asked Questions
Banking and finance law encompasses the legal framework that regulates financial institutions, lending practices, securities, and other financial transactions. It ensures compliance with regulations and protects the interests of both consumers and financial institutions.
A financing agreement is a legally binding contract between a lender and a borrower that specifies the terms and conditions of a loan or credit arrangement, including interest rates, repayment schedules, and collateral requirements.
Yes, loan documents can generally be signed electronically, provided they comply with state and federal electronic signature laws, such as the Electronic Signatures in Global and National Commerce Act (E-SIGN).
The documents required for a home loan typically include proof of income (pay stubs, tax returns), credit history (credit reports), identification (driver's license, passport), and property details (purchase agreement, appraisal).
Documents needed for a business loan often include business financial statements (balance sheets, income statements), tax returns, a detailed business plan, personal financial information of the business owners, and legal documents such as articles of incorporation.
Debt recovery involves a series of legal and collection processes used by creditors to recover outstanding debts. This can include sending demand letters, negotiating payment plans, and, if necessary, initiating legal action to obtain a judgment.
Yes, debt recovery actions, such as defaults, collections, and legal judgments, can significantly negatively impact your credit rating, making it more difficult to obtain credit in the future.
A debt recovery order is a court-issued directive that legally mandates a debtor to repay a specific debt. It outlines the amount owed, the repayment schedule, and the consequences of non-compliance.